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Now is the time to sell your unwanted house in Massachusetts to take advantage of the low-interest rates!
Price Appropriately
The number one thing that will sell unwanted property is to offer it for sale at an appropriate asking price. Spend some time and research the recent comparable sales in the close area to the property. Make sure to analyze all aspects of the property: whether or not it has a pool or access to a body of water or canal, the year the property was built, the proximity to shopping plazas, grocery stores, or other points of interest in the neighborhood. Determine the appropriate asking price by using the most recent sales possible, preferably in the past 6 months. If there are no recent comps in the offer, consider using other properties in the area and subtracting or adding value based on features that your property does or does not have. If you offer the property for sale too far below market, then buyers might believe there is something wrong with the property.
Sell to a Home Buyer
If you are in an urgent need to sell your house in Massachusetts, selling to a professional home buyer might be the option for you. They usually provide cash offers with an extremely quick closing time frame and may or may not require an inspection first. The home buyer will usually have a large network of investors with multiple portfolio types and can easily add your property to it. You can use this quick cash to have your down payment for your next property to take advantage of the low-interest rates.
Offer Owner Financing
There are many future buyers that are looking for a lending alternative who may not have the best financial history on paper, but are honestly trying to improve their situation. Offering owner financing might be a great option to open up your house to more buyers, just make sure to do a background and reference check. Owner financing would also be a great option if you are looking for long term monthly payments. This would be a great option if you already have the down payment for your new house.
Find a Property
It is important to do research on your next purchase before jumping into something to take advantage of the low-interest rates. Check out the schools, entertainment, access to shopping and groceries. Check that the taxes are paid, check the zoning, verify if the property is in a property owners association, this will cost you over time and eat into your rental profits. Make sure you conduct an inspection of the house you are interested in, most lenders will require this anyway. You want to make sure you pick a house with a good structure, a comfortable floor plan, and some curb appeal.
Find a Mortgage
The mortgage rates are at a low point right now, take advantage of this opportunity! Lower interest rates mean the lenders are more willing to originate loans. Shop around different mortgage companies to find the best rate you can get with your financial situation. Keep your credit score in mind, and contact multiple lenders to see what they can do for you. Choose the lender that has the lowest interest rate with the length of payment and type of loan that works for you and the property you plan on purchasing. Having a pre-approved letter in hand will give you the advantage when making an offer on your new house.
Understand Timing and Market Shifts
While interest rates remain historically low, markets across Massachusetts are shifting fast. If your unwanted home has been sitting empty or underused, now may be the ideal time to reposition it. Local inventory is rising in many towns, giving buyers more options—but the best-priced, move-in-ready homes still sell quickly. Selling before further rate changes or seasonal slowdowns kick in could make a big difference in your final return. You can track interest rate trends and mortgage news on reliable sources like Bankrate or the Consumer Financial Protection Bureau, both of which offer tools to help you and your future buyers plan smarter.
Don’t Let Repairs Hold You Back
Many homeowners feel stuck with a property that needs work, whether it’s cosmetic updates, lingering damage, or years of deferred maintenance. But the truth is, you don’t have to renovate to sell. There are buyers who specialize in purchasing as-is homes and can help you move on without the stress or expense of prepping it for the traditional market. At Ephesus LLC, we work with sellers every day who are dealing with unfinished projects, tenant damage, code issues, or even inherited homes full of belongings. Letting go of that property might be the exact step you need to free up capital for your next move, without draining your time or energy.
Weigh the Long-Term Costs of Holding On
Even if you’re not ready to buy again right away, holding onto an unwanted house can quietly eat away at your financial goals. Property taxes, insurance, utility bills, and basic maintenance add up quickly, especially if the home isn’t being used or generating income. And as interest rates fluctuate, so do the opportunities to leverage cash from the sale. Consider using a free property cost calculator like this one from SmartAsset to compare what you’re spending now with what you could be saving or investing elsewhere. Selling could give you peace of mind and a strategic advantage, especially if you plan to buy again within the next year.
We’ve Helped Homeowners All Over Massachusetts
At Ephesus LLC, we’ve recently helped families successfully sell properties in Boston, Revere, Malden, Everett, Chelsea, Lynn, and many other cities across Massachusetts. Whether you’re selling a rental, inherited a home through probate, or just want to move on from a house that no longer serves you, we make the process fast, fair, and private. Our team listens first—no pressure, no obligations. Let’s talk about your situation and see what options make sense for you. Call us at (617) 340-6527 for a free consultation, or send us a message to get started.